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ACA Major Medical


Comprehensive medical plans that are in compliance with the Affordable Care Act laws of having minimum essential coverage. You may qualify for a government subsidy to pay down your monthly premium payment. Applicants can only enroll in ACA Major Medical Plans during the National Open Enrollment period or if they have a life qualifying event.

Short Term Major Medical


Comprehensive medical plans that you may enroll into year round. They do not include the minimum essential benefits required by the Affordable Care Act like maternity and mental illness coverage which typically keeps the rates much lower than traditional major medical plans. Next day effective dates may also be available with certain providers giving you the coverage you need right away.



Have peace of mind knowing that your loved ones will be taken care of in the event that you pass away. We work with 32 Major A rated life insurance companies offering a wide variety of plans ranging from Accidental Death Plans, Term Life, Whole Life, Universal Life, Final Expense, Guaranteed Issue Life and Simplified Issue Life Plans.  

Supplemental or Gap Coverage


77% of all Americans will never satisfy their health insurance plans deductable. Supplemental and Gap plans take the worry away from having a large deductable. Get a plan designed to help pay down your deductable in the event of a major medical issue.

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Nationwide Enrollment Center



Monday - Friday 

9:00 am to 5:30 pm est.



9:00 am to 12:00 pm est.


Evenings by Appointment

Welcome to


H.I.A is a National Health Enrollment center. We specialize in shopping the market and finding the best available options for our clients based on whats available in their state and whats affordable for them. We only work with the industries most trusted and well known insurance carriers bringing a piece of mind to our clients, knowing they are in good hands. Our number one priority is our clients. We always have and always will work for you, NOT the insurance companies.

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"Honestly, It's such a small thing but I really appreciate great service delivered in a delightful way. We just renewed our policy and Sheena did a stand up job of helping and explaining our options to us. Good service is rare these days."


J Powel.


“It has been very frustrating shopping for insurance I must have recieved 50 calls and no one could help me. I was then contacted by one of your agents and he not only got me a very affordable rate but our policy went into effect the next day.  You guys are the best. Thank you.”


Kate M.

Not connected with or endorsed by the U.S. Government or the Federal Medicare program.


This is a solicitation for insurance. An insurance agent/producer may contact you.


Medicare supplement policies have exclusions, limitations and terms under which the policy may be continued in force or discontinued. For cost and complete details of the coverage, contact your insurance agent

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